Accident Plan from £5.99 per month

Accident Plan

We would like to help ensure your family is protected with our Accident Plan should the worst happen to you. The policy works to compliment other existing policies that you may have, such as life insurance or can be bought as a stand-alone policy that provides a lump sum cash payment of up to £100,000 if you die as a result of an accident.

Who is it for?

This plan is available to anyone between the ages of 18–70 and residing in the UK. You won’t be excluded on the grounds of occupation or lifestyle, making it ideal for self-employed and employed people alike. It can even be extended to cover your partner.

Why choose the Accident Plan?

If full life cover doesn’t appeal to you or is too expensive you can still cover yourself in the event of your accidental death with this Accident Plan which will provide a cash lump sum for your loved ones.

What else do I need to know?

  • Guaranteed acceptance for UK residents aged between 18-70
  • No medical required
  • No restrictions on the use of the cash lump sum, it could be used:
    • to help pay bills, loans and childcare
    • to help cover funeral expenses
    • to pay off some or all of a mortgage or loan
  • Benefits are not payable for any accident that is directly or indirectly caused by:
    • Certain dangerous activities or sports such as rock climbing; parachuting; scuba diving or winter sports
    • Riding a motorcycle or moped
    • Flying (except as a fare paying passenger)
    • Your own wilful and illegal acts
    • A sickness, disease, or degenerative process
    • War risks & terrorism
    • Under the influence of alcohol or drugs


Please read carefully the Policy Wording and Key Facts Document for the full terms & conditions of the policy, as there are some exclusions and limitations, to ensure that the policy is right for you. We do not give advice and are not making a personal recommendation based on your individual circumstances that the policy is suitable for your needs.

The Accident Plan is arranged by A-Plan Insurance Authorised and Regulated by the Financial Conduct Authority. There may be other products in the market with varying terms and premiums.